Terms

Terms of use

Susman Insurance Agency (California License 0B75129) operates this site. General life insurance info and a tool to request quotes from the carriers.

Quotes are estimates only. Carriers quote their rates for your selected class. This is information only, not an offer, guarantee of price, or promise of acceptance. Underwriting by the carrier sets the final price, class and eligibility.

No binding coverage here. A quote request, application or message doesn't create coverage. Coverage is real only when a policy is issued, approved and paid for.

Availability. Policies, carriers and pricing vary by state and person and can change anytime. Quotes are for California residents.

Information. Guides here are general knowledge, not legal, accounting or financial advice. Run anything important by a qualified professional.

Third-party application. The apply page uses a separate company's secure application service with its own terms.